Last updated: 11/14/2025 Welcome to Bank Code Tools ("we," "us," or "our"). These Terms of Use govern your access to and use of our website and services (the “Service”). By accessing or using the Service, you agree to be bound by these Terms. If you do not agree, please do not use the Service. 1. Service Description Our site provides computational tools that process banking-related data such as bank account numbers, bank codes, branch codes, BIC SWIFTs, and IBANs to perform calculations like generating CLABE numbers. This processing is done in real-time, and data is not stored. 2. User Responsibilities You agree to use the Service only for lawful purposes and with accurate data. You are responsible for any data you input and understand that the Service is provided “as is” without warranties of accuracy or completeness. 3. Limitation of Liability We do not guarantee that the results of computations or the Service itself will be error-free or uninterrupted. You use the Service at your own risk. We are not liable for any damages arising from your use of the Service or reliance on its results. 4. Data Handling and Privacy Please review our Privacy Policy to understand how your data is processed and protected. We do not store or share your data, and all transmissions are encrypted. 5. Intellectual Property All content, tools, and intellectual property on this website are owned by or licensed to us. You may not copy, distribute, or create derivative works without permission. 6. Modifications to Terms We reserve the right to update or modify these Terms at any time. Changes will be posted on this page with an updated revision date. Continued use of the Service after changes constitutes acceptance. 7. Governing Law These Terms of Use are governed by and construed in accordance with the laws of the State of Colorado, United States of America. Any disputes arising from or related to these Terms or your use of the Service will be subject to the exclusive jurisdiction of the state and federal courts located in Colorado. By using the Service, you consent to the jurisdiction and venue of these courts. 8. Contact Information For questions about these Terms, please contact us at: bankcode.tools@vigilandum.io This draft covers the essential legal protections and clarifies user expectations for your site’s banking computation services. You can customize it by filling in your site name, contact details, date, and jurisdiction. Having this Terms of Use along with your Privacy Policy will strengthen your site's professionalism and legal standing. If preferred, legal professionals can review or enhance this draft to fit specific business needs or local regulations.